Marc Guermont is a horse trainer and stuntman in the Loire region of France. During a film production, an unrestrained dog scares his horse, which throws him and breaks his back, rendering him a wheelchair-bound paraplegic. Florence Kernel, an insurance loss adjuster, visits him at his rambling property and stables, where he lives alone, aided by Antoine. She tries to convince him to sign documents to obtain a €300,000 payout. He refuses, sensing his claim could be worth much more. He is correct: the loss adjusters receive a video of the accident and know he could win in a court case.