The film opens with a car with a JATO rocket strapped to it. The movie then shifts to Michael Burrows, a criminal profiler for the San Francisco Police Department. Shot in documentary style, the film is ostensibly a dissertation by a film school grad that follows Michael throughout the story. Fired from the police force after his hematophobia allows a serial killer to get away, Michael wallows in a deep Depression (mood) for several weeks before coming up with a way to combine his Darwin Awards obsession with his talent for profiling. He will help insurance companies detect people more likely to accidentally end their own lives, so they are not sold insurance policies. After impressing an insurance company manager with his profiling talent, Michael is paired up with Siri, a specialist in strange insurance cases.