On Christmas Eve in 1843 London, Ebenezer Scrooge, a miserly money-lender at a local counting house, does not share the merriment of Christmas. Scrooge declines his nephew Fred Hollywell's invitation for Christmas dinner and reluctantly accepts his loyal employee Bob Cratchit's request to have Christmas off since there will be no business for Scrooge during the day. As he leaves for the Royal Stock Exchange, Scrooge encounters Bob's ill son Tiny Tim waiting across from Scrooge's office. After initially mistaking Tim for a beggar, Scrooge assures him that he will have a long wait for his father in the cold before leaving.