Ria (Urmila Matondkar) is a headstrong loner angry young woman and the only daughter of a very rich businessman in Mumbai, Mr Jaiswal (Suresh Oberoi). Jaiswal loves his daughter dearly but is also concerned about her possessive nature. One day Ria sets out for a vocation in Goa. Jai (Fardeen Khan) is a fashion photographer, happily married to Geeta (Sonali Kulkarni). He has been assigned to take photographs for the upcoming cover of a lifestyle magazine in Goa. There he meets Ria. He takes photos of her while working out without permission and publishes them in the magazine. The magazine becomes a huge hit because of those pictures. Vispy (Ravi Baswani) the chief editor of the magazine wants Ria to model for their magazine but she refuses because she is angry at Jai for publishing her pictures without asking her. Jai manages to convince her to model for their magazine. Ria begins to fall in love with Jai. Her father is really happy that his daughter is finally in love (he doesn't know its Jai). Ria, calls Jai to talk about their marriage and he invites her home. She goes to his house and gets a shocking surprise when she meets Geeta, Jai's wife. Shaken and completely distraught by the reality, Ria slips into depression after a wild car drive.