In West Dallas, Texas, 22-year-old drug dealer Chris Smith comes to the house of his father Ansel and step-mother Sharla, after his mother, Adele, threw him out of her house. To make matters worse, Adele stole his cocaine money and spent it on fixing her car, and now Chris is desperate to pay off his debt to his dealer, Digger Soames, so he decides to murder his mother to collect the $50,000 life insurance of which his 12-year-old sister Dottie is the sole beneficiary. Assuming Dottie would share the money with Chris and their father, Chris manages to rope the dim-witted Ansel into hiring Joe Cooper, a Police officer detective who has a side career as a Hitman, to kill Adele (Ansel's ex-wife) to get the money. Chris and Ansel decide that after paying Joe from the proceeds of the life insurance policy, they will split the remainder four ways between themselves, Dottie, and Ansel's wife Sharla. Dottie hears the plan as they are talking, and agrees that it's a good idea.