George (Cary Grant) and Marion (Constance Bennett) Kerby are as rich as they are irresponsible. When George wrecks their classy sports car, they wake up from the accident as ghosts. Realizing they aren’t in heaven or hell because they’ve never been responsible enough to do good deeds or bad ones, they decide that freeing their old friend Cosmo Topper (Roland Young) from his regimented lifestyle will be their ticket into heaven.