Jack Stanfield is chief of security of Landrock Pacific Bank in downtown Seattle. He is visited by a collection agency, claiming he owes $95,000 to their online gambling site. Believing the incident is due to an identity theft, Jack entrusts a colleague to take care of the claim. He goes out for a drink with Harry Romano who introduces him to Bill Cox, a potential partner. After they leave, Cox follows Jack into his car and forces him to drive home at gunpoint.