Kevin Franklin (Sinbad (comedian)) is an inner city Pittsburgh, Pennsylvania native; raised in an orphanage, he has delusions of grandeur, and talks about getting rich and driving a Porsche one day. Twenty-five years later, he drives a rusted MG Midget and all his ambitions revolve around a series of ill fated get-rich-quick schemes. A handshake loan of $5,000 from the Organized crime grows to $50,000 through interest and penalties, resulting in him trying to skip town at Pittsburgh International Airport.